“There is gold everywhere. Most people are not trained to see it.”

To find million dollar ‘deals of a lifetime’ requires us to call our financial genius. I believe that each of us has a financial genius within us. It lies asleep because our culture has educated us into believing that the love for money is the root of all evil. I offer you the following ten steps as a process to develop your God-given powers-powers which you have control.

1. Find a reason greater than reality: the power of spirit

I once met a young woman who had dreams of swimming for the U.S Olympic team. The reality was that she had to get up every morning at four o’clock to swim for 3 hours before going to school. She did not party with her friends on Saturdays. She had to study to keep her grades up just like everyone else.

When I asked her what fueled her super-human ambition and sacrifice, she simply said,” I do it for myself and the people I love, it is the love that gets me over the hurdles.”

It is not easy but without a strong reason or purpose, anything in life is hard.

2. Make daily choices: the power of choice

Each one of us has the choice of what we put in our brain once we are old enough. Most people simply buy investments without learning about investing. Each one of us knows people who are highly educated or believe they are smart but their balance sheet paints a different picture. Too many people think with their mouth instead of listening to absorb new ideas.

3. Choose friends carefully: the power of association

I have friends who have taken the vow of poverty as well as friends who earn millions every year. The point is, I learn from all of them.

4. Master a formula then learn a new one; the power of learning quickly

When it comes to money, the masses have one formula they learned in school: work for it. If you are tired of what you are doing. If you are tired of what you are doing, change the formula with which you make money.

5. Pay yourself first: the power of self-discipline

If you cannot control yourself, do not get rich. It is the lack of self-discipline which causes lottery winners to go broke after pocketing millions. People with low self- esteem and low tolerance for financial pressure cannot get rich. Learn how to manage people, cashflow and personal time.

6. Pay your brokers well: the power of good advice

A good broker is your eyes and ears in the market. If you think about cutting their commission, why should they help you?

7. Be an Indian giver: the power of getting something for nothing

When the European settlers came to America, they were taken aback by the Indian cultural practices. The Indians would give a blanket to someone when it was cold. Mistaking it for a gift, the settlers would not give the blankets back and the Indians got upset. The sophisticated investors question is, ”How do I get my money back? What else do I get for free?”

This is why ROI is very important.

8. Use the assets to buy luxuries: the power of focus

If we give 100 people $10,000 at the start of the year, I believe that at the end of the year:

  • 80 would have nothing left. In fact they would have created greater debt by making a down payment on a new car, refrigerator electronics or holiday.
  • 16 would have increased that by 5-10%
  • Four would have increased that to $20,000 or millions

I have the desire to consume just like everybody else. I let my desire inspire me to invest. Most people focus on borrowing than creating wealth.

9. Choose heroes: the power of myth

Heroes do more than inspire us, they make it look easy. ”If they can do it, so can I”

10. Teach and you shall receive: the power of giving

My dad taught teachers and he became a master. My rich dad taught people how he did business. In retrospect, generosity made them smarter.


Thank you for sticking with the book club. Next week, I summarize the final chapter of this amazing book. If you are young and in campus, read these summaries, they will come in handy when you grow up. If you are a budding entrepreneur in campus, this information will help you keep track of your balance sheet and you will not squander your profit like I did with my first business. If you are just starting out in the corporate world, this book is your travel guide through financial freedom. If you are older in your thirties or forties, it is never too late to start.

My next read is “The Alchemist” by Paulo Coelho. You can find it in any bookstore countrywide. It is never too late to start feeding your mind and changing your story.

Posted by Nattie

My name is Natalie.I am a young entrepreneur, scientist and a certified feminist who believes in women empowerment. This blog is my little way of encouraging women to live better lives.It is also proof that you cannot get your dream body in one day. I hope someone takes up the challenge.

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